Monaco Travel Guide: Ultimate Tips and Information to Know

Monaco is famous for its opulent lifestyle, luxury yachts, and top-tier attractions. At the heart of this tiny principality lies Monte Carlo, a lively hotspot renowned for its legendary casinos, high-end shopping, and breathtaking Mediterranean coastline. Whether you’re after a luxury vacation or an exciting day trip, Monaco offers unforgettable experiences for all kinds of travelers. Ready to uncover the charm of this glamorous destination? Let’s dive in and plan your perfect Monaco adventure!

  1. Best Time to Visit: Climate, Crowds & Prices
  2. Local Culture & Etiquette: Cultural Norms & Etiquette, Language
  3. Money Currency & Payments
  4. Accommodation Options: Types of Accommodations, Essential Apps
  5. Food: Local Cuisine, Meal Times
  6. Transportation: Renting a Car, Public Transportation, Train Services, Essential Apps
  7. Safety & Health: Health Precautions, Emergency Informations, Safety Tips
  8. Visa Requirements
  9. Staying Connected: Getting a SIM Card in Monaco
  10. Top Attractions & Activities

1

Best Time to Visit

The best time to visit Monaco depends on your preferences for the trip:

Climate

Monaco enjoys a Mediterranean climate with warm summers and mild winters. The ideal time to visit is between April and October, when the weather is pleasant, and the country hosts major events like the Monaco Grand Prix in May.

Crowds and Prices

Monaco can get quite crowded during the peak tourist months of July and August, when accommodations are more expensive. For budget travelers, nearby cities like Nice or Menton offer more affordable options. Keep in mind, though, that Monaco is a luxury destination year-round, with higher prices than most places in Europe. For a quieter and potentially more affordable visit, consider going during the shoulder seasons from April to June or September to October.

2

Local Culture & Etiquette

Monaco’s unique culture and long-standing traditions play a significant role in everyday life. Understanding and respecting these customs will enrich your experience and help you connect with the local community. Here are two key areas to keep in mind: cultural norms & etiquette and language.

Cultural Norms & Etiquette

While Monaco is known for its wealth and glamour, it is also deeply rooted in tradition and etiquette. Politeness and privacy are highly valued by residents. Formal attire is often expected, especially in upscale venues like the Monte Carlo Casino and luxury hotels. Public behavior should be respectful and discreet. When visiting places such as churches or the Prince’s Palace, modest clothing is recommended to show respect for local customs.

Language

French is the official language of Monaco, but English and Italian are widely spoken due to the country’s international population. Learning basic French phrases, such as “Bonjour” (Hello) or “Merci” (Thank you), will be appreciated by locals and enhance your interactions.

3

Money Currency & Payments

When traveling to Monaco, understanding the local currency and payment methods is essential for a smooth experience. Here’s everything you need to know about managing money during your stay.

The Euro (€): The Local Currency

Monaco uses the Euro (€), just like most European countries. Banknotes come in denominations ranging from 5€ to 500€, while coins range from 1 cent to 2€. Coins are frequently used, especially for small transactions like public transportation or using public restrooms. Keep in mind that prices in Monaco are generally high, especially in restaurants, hotels, and luxury shops.

Exchange Rates

Exchange rates fluctuate regularly, so it’s important to check the current rate before you travel. As a general reference, 1€ is approximately equivalent to $1.50 CAD or $1.10 USD, but this can vary, so it’s always a good idea to verify before your trip.

Currency Exchange

When exchanging money, it’s best to use official exchange counters or banks. However, it’s more cost-effective to exchange currency at your local bank before leaving home. ATMs in Monaco may charge withdrawal fees, so if you must use them, make sure the machine displays your card’s logo and decline the ATM’s currency conversion rate—your home bank will likely offer a better exchange rate.

ATM Withdrawal Limits

ATMs in Monaco typically have withdrawal limits per transaction, usually between 250€ and 1000€ (approximately $390–1500 CAD). If you need more cash, you can often make multiple withdrawals, but be mindful that each transaction may incur fees.

ATM Fees

Your home bank may charge a fee for international withdrawals, and the local Monegasque bank operating the ATM will also charge a fee. To minimize costs, try to withdraw larger amounts of cash at once rather than making frequent smaller withdrawals. It’s a good idea to contact your bank before your trip to understand any potential fees or limitations.

Security Tips for Using ATMs

When using ATMs, choose machines located inside banks, shopping centers, or other secure areas. Always be cautious of any unusual devices attached to the machine, and cover the keypad when entering your PIN to prevent skimming or theft.

Card Payments, Minimum Spend & Transaction Fees

Visa and Mastercard are widely accepted across Monaco, especially in upscale areas and tourist spots. American Express and other cards may be less commonly accepted, particularly in smaller shops. Some places might have a minimum spend for card payments, so it’s always good to check before making a purchase. Contactless payments like Apple Pay and Google Pay are becoming increasingly popular.

Before your trip, check with your bank about any foreign transaction fees associated with using your card abroad. These fees can add up quickly, so it’s important to know if your bank charges for international purchases.

Tipping Etiquette in Monaco

Monaco generally follows the same tipping customs as France, so tipping isn’t mandatory, but it is appreciated for good service.

Restaurants and Cafés:

  • Service Charge: Many restaurants include a service charge in the bill, which typically ranges from €1-€3 per person and covers the use of the table, bread, or water. This is not considered a tip.
  • Additional Tip: If no service charge is included, or if the service was exceptional, a small tip of 5-10% is appreciated but not required.

Hotels:

  • Bellboys and Housekeeping: It is customary to tip bellboys €1-2 per bag. For housekeeping, leaving €1-2 per night is a nice gesture, especially if you’re staying for several nights.

Other Services:

  • Taxis: Rounding up to the nearest euro is standard, but no tip is required.
  • Spa Treatments: Tipping 5-10% is typical. 
  • Guided Tours: A tip of €5-10 per person is generous, especially for private or small group tours.

4

Accommodation Options

Choosing your accommodation can significantly impact your travel experience. To help you make the best decision, here’s a breakdown of the three main types of accommodations, with recommendations from our past trips and essential apps that will make booking these stays easier for you!

Types of Accommodations 

  • Villas: Renting a villa is by far the most visually stunning option, offering unique and original stays that can be truly memorable. Villas are usually equipped like apartments, complete with a kitchen and fridge, allowing you to prepare your own meals. While villas tend to be pricier, you can save money by cooking rather than dining out every day. This option is especially ideal for families or large groups, as splitting the cost can make it more affordable and enjoyable than staying in separate hotel rooms.
  • Hotels: Hotels are a classic choice with a wide range of options to suit different budgets. Staying in a hotel offers you the comfort of daily housekeeping, room service, and access to various amenities that you won’t find in a villa, such as spas, yoga classes, and more. If you value security and convenience, hotels are a great option, especially for those who prefer having staff available around the clock to assist with any needs.
  • Hostels: For backpackers and budget travelers, hostels are the most economical choice. While they may lack the luxury and comfort of villas or hotels, hostels offer a unique and social experience, perfect for young travelers. You’ll typically have a bed in a shared dormitory, making it an excellent way to meet new people, especially if you’re traveling solo. Many hostels also organize group activities to help guests connect. If you’re young and willing to trade a bit of comfort for a memorable and social experience, hostels are the way to go.

Note: If you’re looking for a more affordable stay like hostels and apartments, consider nearby towns such as Nice, Beausoleil or Cap d’Ail, which are just a short drive and train ride from Monaco.

Essential Apps

  • Booking.com: This app offers a wide range of accommodations, including hotels, hostels, and villas, all in one place.
  • Airbnb: Perfect for finding unique and original villas or apartments that offer a home-like experience.
  • Hostelworld: Specializing in hostels, this app features an excellent rating system to help you choose the best option. It also includes group chats where you can connect with others who will be staying at the same hostel.

Extra Recommendation: Once you’ve found a place you like, especially with hotels and hostels, be sure to visit their official website. Often, you can find exclusive discounts when booking directly through them.

5

Food

Monaco’s cuisine is heavily influenced by French and Italian traditions, offering a variety of Mediterranean dishes that emphasize fresh seafood and rich flavors. Here are four signature dishes you must try during your visit:

  • Barbajuan: A local Monegasque pastry filled with Swiss chard, ricotta, and sometimes other greens, typically served as an appetizer.
  • Bouillabaisse: A flavorful seafood stew, originating from the nearby Provence region, and commonly found in Monaco’s coastal restaurants.
  • Pissaladière: A savory tart topped with caramelized onions, olives, and anchovies, popular in both Monaco and the Provence region.
  • Socca: A thin, crispy chickpea pancake, typically found in the street markets of nearby Nice, but also available in Monaco.

Meal Times

Lunch is usually served between 12 PM and 2 PM, while dinner starts later, around 7:30 PM or 8 PM. Be prepared for a leisurely dining experience, as meals in Monaco are a time to relax and savor the moment.

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6 

Transportation

Getting around Monaco and the surrounding areas is easy, thanks to its compact size and excellent transportation links.

Renting a Car: Exploring Beyond Monaco

While Monaco is highly walkable, renting a car is a great option if you’re planning to explore nearby French towns or drive along the Côte d’Azur. However, parking in Monaco can be difficult and expensive, so plan ahead.

  • Cost and Availability: Car rentals in Monaco range from €50 to €150 per day, depending on the car type, season, and rental location. It’s advisable to book in advance to secure the best rates, especially if you’re renting from major airports like Nice, where options are more plentiful. Negotiating for longer rental periods may also help reduce costs.
  • International Driver’s License: While you won’t need an international driver’s license to rent a car in Monaco, it’s mandatory to have one if you plan to drive in nearby France or other European countries. Make sure to obtain it before your trip.

Public Transportation

Monaco has an efficient bus system that connects all major areas, including Monte Carlo, Fontvieille, and the Prince’s Palace. Bus tickets cost around €2, and multi-day passes are also available.

Train Services

Monaco-Monte Carlo train station connects the principality to nearby cities like Nice and Menton. A one-way ticket to Nice costs about €3.60, and the scenic journey along the coast takes approximately 25 minutes.

Essential Travel Apps

  • SNCF App: Ideal for booking train tickets between Monaco and nearby French cities.
  • Google Maps: Perfect for navigating Monaco’s streets and public transportation.
  • Omio: A helpful app for comparing transportation options across Europe, including trains, buses, and flights. It offers schedules and prices to help you find the best deals.
  • Uber and FreeNow: While Monaco doesn’t have Uber, FreeNow is available for booking taxis. FreeNow is often more affordable, but it’s worth checking both options when traveling to nearby cities.

7

Safety & Health

Staying healthy during your time in Monaco is crucial for making the most of your trip. Below are three things to consider: health precautions, emergency information and safety tips.

  1. Food and Water Safety: Tap water is safe to drink in Monaco, and the food hygiene standards in restaurants, cafés, and markets are excellent. You can enjoy meals and beverages without concern for foodborne illnesses.
  2. Sun Protection: Monaco’s Mediterranean climate, especially in summer, brings strong sun exposure. To protect yourself from sunburn and heatstroke, always wear sunscreen with a high SPF, and consider using a hat and sunglasses. Staying hydrated is equally important—drink plenty of water throughout the day, and try to avoid direct sun exposure during peak hours (11 AM to 3 PM).

Emergency Information

  • Police: 17
  • Ambulance: 15
  • Fire Department: 18
  • General Emergency: 112 (works throughout Europe, including Monaco)

Hospitals and Clinics: Monaco has a well-established healthcare system with modern hospitals and clinics. The Princess Grace Hospital is the main medical facility in Monaco, offering 24-hour emergency services and equipped to handle a variety of medical issues. In case of emergencies, you can expect international-standard care.

Pharmacies: Pharmacies (marked by a green cross) are easy to find in Monaco, particularly in the city center. They offer over-the-counter medications, basic medical supplies, and prescription drugs. It’s always a good idea to bring enough prescription medication for your trip, as not all medications may be available locally. Some pharmacies in Monaco also have extended hours, and there is usually at least one that operates 24/7.

Language and Communication: In Monaco, most medical professionals, especially those in hospitals or working in tourist areas, speak English. However, if you have specific health conditions or are taking prescription medications, it’s a good idea to carry your medical details translated into French for easier communication.

Safety Tips

Every traveler needs to be cautious, especially if you are solo traveling. We wrote an entire article giving you our best safety tips. Make sure to come back at the end of your reading to find out Top Safety Tips for Solo Travelers: Stay Safe & Confident.

8

Visa Requirements

When planning your trip to Monaco, understanding the visa requirements is crucial for ensuring a smooth entry into the country. Here’s what Canadian citizens need to know:

Note: Visa requirements may vary depending on your nationality. If you’re not a Canadian citizen, be sure to check your government’s website or the relevant consulate for specific details.

Visa Requirements for Tourists and Business Travelers

Monaco is not a part of the Schengen Area, but it has open borders with France. This means that if you have a valid visa for France or any Schengen country, you can visit Monaco without any additional visa requirements. For Canadian citizens, as well as citizens of the European Union, no visa is required for stays of up to 90 days within a 180-day period.

  • Tourist Visa: Not required for stays of up to 90 days within a 180-day period.
  • Business Visa: Not required for stays of up to 90 days within a 180-day period.

Visa Requirements for Longer Stays or Specific Purposes

If you plan to work, study, or stay in Monaco for more than 90 days, you will need to apply for a visa. Here’s a breakdown of what’s required:

  • Work Visa: Required if you intend to work in Monaco.
  • Student Visa: Required if you’re studying in Monaco for more than 90 days.
  • Long-Stay Visa (for stays longer than 90 days): Required for long-term stays, such as for family reunification or other purposes.

Visa Duration

For stays exceeding 90 days, you will need to apply for a National Visa, which is typically issued by French authorities for Monaco. The validity and duration of this visa depend on the purpose of your stay, such as work, study, or long-term residence.

How to Obtain a Visa

To obtain the appropriate visa(s) before traveling to Monaco, you must contact the French Embassy or Consulate in your country, as they handle visa applications for Monaco. It’s essential to begin the application process well in advance of your intended travel dates.

Visa Costs

  • National Visa (for stays longer than 90 days, such as for work or study): Fees for long-stay visas typically range from €50 to €100 ($75–$150 CAD), depending on the purpose of the visa.

Visa Extensions

If you need to extend your stay beyond the initial visa period, you must apply for an extension through the French immigration authorities, as they oversee long-term residency in Monaco. It’s recommended to start the extension process at least a month before your visa’s expiration date. Be prepared to provide valid reasons and any required documentation to justify the extension.

9

Staying Connected

Staying connected in Monaco is straightforward, with local SIM cards available at convenience stores and mobile shops. Monaco Telecom is the main provider, but French SIM cards from operators like Orange or SFR work seamlessly in Monaco, thanks to the proximity and shared networks with France.

Where to Buy a SIM Card

SIM cards can be purchased at various locations throughout Monaco, including convenience stores, mobile shops, and even at Nice Côte d’Azur Airport before you arrive in Monaco. Prices vary depending on the data package, but a basic SIM card with a few gigabytes of data typically costs between €20 and €30.

What Are eSIMs?

If you prefer to have everything ready before you arrive, you can opt for an eSIM—a digital SIM card that doesn’t require a physical one. Companies like Holafly or Airalo offer these digital options. Simply download the plan to your phone, allowing you to skip the hassle of purchasing a physical card. While eSIMs are often slightly more expensive, they offer a high level of convenience.

Choosing the Right SIM Card

The cost of a SIM card will depend on the amount of data you need and where you purchase it. Most vendors offer various data packages, so consider your usage carefully. If you plan to use your phone primarily for navigation and occasional social media, a smaller package should be enough. However, if you plan to work remotely, stream content, or use data-intensive apps, you’ll need a larger data package.

Installation and Tips

When you purchase a SIM card, the vendor will typically install it for you and ensure that it’s functioning properly. Be sure to keep your original SIM card in a safe place, so you can easily switch back once you leave Monaco. If you’re uncertain about which provider to choose, ask the vendor for advice on which network offers the best coverage in the areas you plan to visit.

10

Top Attractions & Activities

Whether you’re interested in glamorous casinos, historic landmarks, or scenic views, Monaco offers a wide range of attractions. Here are three must-see destinations:

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